#ooc

debt collectors

banality is o'erwhelming me

Makes you regret landmines being outlawed

I am perplexed at the fact that people I owed money to that I didn't even remember owing money to from 13 years ago would find a person

13 years ago? past statute, ain't it?

apparently not

they sent a mediation firm after me

so I have set up monthly payments

that I can afford

No

fuck'm

need to find a part-time job that's cool with my health issues

talking to them, agreeing to old debt can renew the clock

ALWAYS ask for written statement of debt

not over the phone

Depending on where you live, I might agree with Cat. Best to do some independent research, if you can't afford a lawyer or professional in the field.

they will gripe, but they are legally obliged to verify/validate the debt - in writing

off topic, but are we setting up a new quest?

Be careful it's not a scam, too.

I've got a quest to run Zara through.

13 years. SoL on almost everything is 7

I meant, TannerP, research what the laws are where you are. I believe in many places creditors can sell the debt to collections and then they are o-u-t. The debt collectors can contact you and try to get you to pay but can't legally DO anything about it if the SoL is out. They WILL try to ... shade the truth, create doubt/fear, and play with you to get you to pay an old, out of date debt. The credit company already dinged your credit score; go pull a copy and read it, learn how to read it. And make sure you're not getting taken advantage of. $0.02, YMMV.

Debt collectors are often scumbags

Agreed. Once it's sold, it's a company thing.

Don't agree to anything.

I'm going to look deeper into this

Do!

And good luck

annualcreditreport is the free one, not freecreditreport

credit karma is also decently legit

Oi

Aw, there she is!! *careful hugs*

Hugs She heard about the rabbit

ahem She did.

mutters to Shady Narc

Can a person get a little backstory on that development?

Whimsy.

But of course.

I had mentioned to my table top group the idea of an NPC pooka (Rabbit) with Int 4 but lies taking the form of acting like she an Int of 1... ie bimboesque fiction. Good apperance... huge tracks of land...err ears... etc. My TT player, perhaps not wanting to hear me say 'totes' in a high pitched squeal over the table, nixed it! So I was thinking of giving her a home online. As Bambi had been used recently, I sought out names... Shady shot down Thigha Gates, but Brekkette was still in the running due to no nay votes 😉

As you may have guessed, it's possible the name part involved some teasing, dare I say, even trolling (Not in the majestic tall blue way)

facepalm Interesting take on the lying, though. nod Clever.

Oh, ugh.

You tried to smile, didn't you?

I could always call her Vanna Thumper but that might be cruel to the male satyrs

HA

"Miss Bunny"

I did. wince